Get Your Loft Lender-Ready.
Sell. Remortgage. Move On.
Spray foam insulation in your loft is blocking your mortgage, remortgage, or sale. Our RICS-compliant specialists remove it safely, restore your roof timbers, and provide the documentation your lender needs.
- Mortgage declined due to spray foam in your surveyor's report
- Can't remortgage or release equity — lender flagging the foam
- Property sale stalled — buyer's solicitor or surveyor raised concerns
- Worried about roof timber damage, damp, or poor ventilation
- Reports accepted by Nationwide, Halifax, Barclays & 40+ lenders
- RICS Compliant Surveys
Trusted by Leading
Businesses
& Homeowners Across the UK
⭐⭐⭐⭐⭐ 4.9 / 5 · 287 verified reviews
Spray Foam Isn't Just
An Inconvenience
Spray foam applied to the underside of roof timbers is now one of the most common reasons UK homeowners can’t sell, buy, or remortgage. Here’s exactly why it’s a serious problem.
Mortgage Declined
Most major UK lenders — including Nationwide, Halifax and Barclays — will decline or withdraw mortgage offers when spray foam is found on roof timbers. Your surveyor is legally required to flag it.
Hidden Timber Damage
Closed-cell spray foam traps moisture against roof timbers. Without ventilation, timbers can rot from the inside — damage that's invisible until the foam is removed and inspected.
Damp & Ventilation Issues
Spray foam blocks the natural airflow your loft needs to stay dry. This leads to condensation, damp patches, and mould — which can spread to ceilings and upper rooms over time.
Property Sale Stalled
Buyers' solicitors and surveyors flag spray foam as a serious issue. Chains collapse, completion dates get missed, and buyers walk away — all because of foam that was installed cheaply years ago.
Property Value Reduction
Cash buyers and investors will significantly reduce their offer to account for the cost and risk of foam removal. Properties with spray foam can lose 5–15% of their market value as a result.
Equity Locked Away
Even if you're not selling, remortgaging or releasing equity to fund renovations, home improvements, or retirement is blocked. Your money is tied up — inaccessible until the foam is removed.
200k
spray foam issues
40+
refuse spray foam properties
287
completed by our team
1–3
a full removal
200k
spray foam issues
40+
refuse spray foam properties
287
completed by our team
1–3
a full removal
From Assessment to
Lender-Ready — In 4 Steps
A clear, transparent process with no surprises. We tell you exactly what’s in your loft, what it will cost, and how long it takes — before any work begins.
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We Remove All Types
of Spray Foam
Different foam types require different removal techniques. Our specialists are trained to handle all of them safely without damaging your roof structure.
Closed-Cell Spray Foam
The most problematic type for lenders. Hard, rigid foam that bonds tightly to timbers and tiles. Requires specialist mechanical and chemical removal to avoid timber damage.
1–3 days
High
✓
Open-Cell Spray Foam
Softer and more flexible than closed-cell. Still flagged by most lenders due to moisture trapping and difficulty inspecting timbers. Requires careful removal to preserve the roof structure.
1–2 days
Medium
✓
Partial or Aged Foam
Deteriorating, crumbling, or partially applied foam that has broken down over time. May present air quality issues during removal — our team uses full PPE and containment protocols.
1 day
Varies
✓
Before & After Our Spray Foam Removal
Real Homeowners.
Real Results.
These aren’t just reviews — they’re people who were stuck, stressed, and in some cases facing collapsed property chains. Here’s what happened when they called us.
⭐⭐⭐⭐⭐
We were days from exchanging when our mortgage was pulled due to spray foam. I was devastated. ClearLoft came within two days, assessed the loft, gave us a fixed price, and had it all removed and certified within a week. Nationwide re-approved us and we exchanged on schedule.
⭐⭐⭐⭐⭐
Three remortgage applications declined. Three years of frustration. We found ClearLoft, they assessed the foam on a Thursday, quoted Friday, and had it completely removed by the following Tuesday. Our lender accepted the certificate immediately. Wish we'd found them sooner.
⭐⭐⭐⭐⭐
Our surveyor flagged the spray foam and our buyer panicked. We called ClearLoft on a Wednesday afternoon. They were in our loft Friday morning. The work was done by Monday with full certification. Our buyer's solicitor accepted the report, and we completed two weeks later.
⭐⭐⭐⭐⭐
We had no idea there was any problem until we booked a free assessment ahead of listing our home. When they removed the foam, there was significant timber rot underneath. They identified it, fixed the affected rafters, and gave us a full report. Without them we'd have listed a house with hidden structural damage.
Every Week You Wait Is a
Week Your Mortgage Is Blocked
Chain collapses, mortgage withdrawals, and failed remortgage applications don’t get better with time. Book your free assessment now — we’ll visit within days.
Free assessment slots reset at midnight. Secure yours now.
Questions We
Always Get Asked
If you’ve just had your mortgage declined or sale stalled due to spray foam, you probably have a lot of questions. Here are the ones we hear most often — answered honestly.
Prefer
Why is spray foam blocking my mortgage?
How much does spray foam removal cost?
How long does removal take?
Will my mortgage lender accept your certificate?
Can timber damage be repaired at the same time?
Is the removal process safe and clean?
Yes — our team uses full PPE, industrial-grade containment, and specialist tools to minimise dust and debris. All waste is bagged and removed from site compliantly. We leave your loft clean, ventilated, and ready for re-inspection. Most homeowners say they were surprised by how little disruption there was.
Don't Let Spray Foam Control Your Future.
Whether you’re facing a mortgage decline, a failed sale, or just want peace of mind — the first step is a free, no-obligation loft assessment. We’ll tell you exactly what you’re dealing with, what it will cost, and how quickly we can fix it.
- Free loft assessment — no charge, no obligation
- Fixed written quote before any work begins
- RICS-compliant certificate accepted by 40+ lenders
- Timber damage repair included if needed
- Fully insured, Checkatrade approved, 5-star rated
Or call us directly – available 24/7
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